MARKET INVESTMENT FUND (MIF)

This is an account that earns high bank determined rates. With it, you have the convenience of being able to transfer funds to or from our checking account by telephone or preauthorization. You are limited to six telephone or preauthorized transfers per month - three of which can be third party checks. Transfers in person are unlimited. Deposits can be in any amount.

No maintenance fee if you maintain an average daily balance of $2500.00 or more.

MARKET ACCESS ACCOUNT

Market Access Account - High yield , High Liquidity money market account for customers who maintain a $10,000 minimum balance. This means that individuals, partnerships, corporations (including non-profit), and sole proprietorships are all prime Market Access Account candidates. 
Rate – The rate will change the first of each month and will be the average of the previous month's 90 day Treasury Bill auction discount rates.
Requirements and specifics - 

• $10,000 minimum to open. 
• One free withdrawal a month by check, telephone transfer, automatic transfer, First Infoline - Additional transfers at $15.00 each. 
• If at any time during the month the minimum balance falls below $10,000 the interest rate earned reverts to current savings rate for the days the balance is below $10,000. Also, if the balance falls below rhe minimum a $10 fee will be assessed and this could reduce the earnings on the account. 
• Interest is paid only on the statement date and will be forfeited for the month if the account is closed on any date except the first business day of the month.