William H. Croak has been around FNB most of his life. He is the third generation of Croaks to be employed by the bank that his grandfather, Henry, purchased in 1954. He was born and raised in Midwest City and graduated from Midwest City High School in 1982. He earned his Bachelor’s Degree in Science in 1989 from The University of Central Oklahoma. He attended OBA Banking School at Oklahoma State University, Bank Marketing School at The University of Houston and OBA Financial Statement Analysis. He was also a member of the Midwest City Chamber of Commerce Leadership Class of 1990. After a variety of positions at FNB, Bill is now the Senior Vice President/Division Manager of Sales and Service. He serves as a member and secretary of the bank’s Board of Directors. He is deeply involved in his community and church activities. He served as 1996 MWC Chamber of Commerce Chairman of the Board and a member of the Wickline United Methodist Men. Other civic duties include City of MWC Golf Board, MWC Rotary, and membership in the Del City and Choctaw Chambers of Commerce. He is a member of the Bank Marketing Association, Oklahoma Bankers Association and American Marketing Association. He and his wife Sherri have three children and reside in Eastern Oklahoma County. He joined the Board in 1995. 

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