Certificates of Deposit (CD)

Interest rates go up and down. But with a CD from First National Bank, you can lock in the rate that you want and know that you will get it for the entire term that you set up, with no surprises down the road.

With as little as $1,000 you can get a CD with a guaranteed return that will make you smile. Just select the rate and term you want, and let the returns roll in. It's simple!

Interest can be deposited directly into your FNB checking or savings account, or you can roll it into your CD to earn interest. It's your choice.

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Summary
  • Fixed rates
  • 3 to 48 month terms available
  • Interest paid monthly, quarterly, or at maturity
  • Penalty for early withdrawal*
  • $1,000 to open
  • FDIC insured

* The penalty for early withdrawal of Certificates is one-third of the interest that would have been earned if the Certificate had remained on deposit until maturity.