MARKET ACCESS ACCOUNT
 

High yield, High Liquidity money market account for customers who maintain a $10,000 minimum balance. This means that individuals, partnerships, corporations (including non-profit), and sole proprietorships are all prime Market Access Account candidates. 
 
Requirements and specifics:

  • $10,000 minimum to open. 
  • One free withdrawal a month by check, telephone transfer, automatic transfer, 
  • First Infoline - Additional transfers at $15.00 each. 

If at any time during the month the minimum balance falls below $10,000 the interest rate earned reverts to current savings rate for the days the balance is below $10,000. Also, if the balance falls below he minimum a $10 fee will be assessed and this could reduce the earnings on the account. 
 
Interest is paid only on the statement date and will be forfeited for the month if the account is closed on any date except the first business day of the month. 

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MARKET INVESTMENT FUND
 

This account offers bank-determined rates and funds transfer convenience. Funds may be transferred to or from an individual’s FNB checking account by telephone or preauthorization with a limit of six transfers per month. Three of these transfers may be third party checks. Transfers in person are unlimited. Deposits may be made in any amount.
 
No fee will be assessed if an average daily balance of $2,500.00 is maintained. If the average daily balance falls below $2,500.00, a $6.29 monthly maintenance fee will be charged. $2,500.00 minimum to open.

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