PrimeLine of Credit

The PrimeLine personal line of credit from FNB gives you instant borrowing power and check writing convenience. It's the simple and easy way to borrow money. And with competitive rates, Wall Street Journal prime adjustable daily, it's the perfect solution to your borrowing needs. With a PrimeLine personal line of credit, you will enjoy these benefits and more:

No Fee to access. Unlike credit cards, there is never a charge to advance funds. Most credit cards charge you a percentage of the advance every time you borrow from your line. This can add up to some pretty high fees. 

Instant Access To Funds. The PrimeLine personal line of credit puts borrowing convenience in your hands. You simply write a check for whatever you need, whenever you need it. It's like writing yourself a loan. You can also advance funds directly into your account via FNB Online, our Internet banking solution or by using your FNB VISA CheckCard. 

One-Time Approval. There's no need to reapply each time you need additional funds. You simply advance on your approved credit line at your convenience.

Flexible Repayment Terms. Competitive rates and affordable payments are important factors in any borrowing relationship. With a PrimeLine personal line of credit from FNB your rate is lower than most credit cards and you pay only 1% of your outstanding balance or $25, whichever is greater. Plus, any portion of the outstanding balance that you repay immediately becomes credit available to use again. We'll also provide an easy to read monthly statement so you can track your payments, purchases and outstanding balance.

Overdraft Protection. PrimeLine personal line of credit also provides overdraft protection and covers any insufficient balance in your account up to the available amount of your approved credit limit. In the event of an overdraft, your line of credit is advanced in $200 increments to pay the insufficient check.

Contact our Loan Line @ 405-741-BANK