Phone: (800) 310-3576

Rewards Checking

Better Than Free -- Earn 3.50% APY* on your checking balance each month!

It's not hard to find a free checking account these days. Here in Midwest City and the rest of the greater Oklahoma City area, just about every bank offers one. But we've got something even better.

With Rewards Checking, you can get a free high interest checking account that offers a great interest rate and ATM fee refunds nationwide with no minimum balance requirements or monthly maintenance fees. That's free money -- just for doing your usual banking activities!

Meet the simple everyday qualifications each month, and you'll automatically earn the rewards. And if you don't qualify one month, don't worry -- you still get unlimited free checking. You'll even earn our base rate of interest for that month... and you can always get the rewards back the next month!

Summary

Earn 3.50 % APY* on balances up to $25,000
Earn 0.40% APY* on balances over $25,000
Earn base rate of 0.10% APY* if qualifications aren't met
Free ATM refunds (up to $25)
No minimum balance
No monthly fees
Unlimited check writing
Free FNB VISA ® CheckCard
Free Online Banking with Bill Pay
Free eStatements
Free order of checks
UChoose Rewards Points
Direct deposit available
FDIC insured
$100 to open

So take free checking to the next level and start getting money back from your bank. We think you deserve it!

View the Rewards Checking demo

*APY = Annual Percentage Yield. See "More Information" tab above for details.

Qualifications

In order to earn the Bonus Rate and ATM refunds, simply meet the following simple qualifications:

Make 12 signature-based transactions with your FNB CheckCard each month
Set up 1 recurring direct deposit or debit
Receive statements & correspondence via email

More Information

Annual Percentage Yield (APY) accurate as of 5/13/09. Minimum to open account is $100. Rate tiers are as follows: 3.50% APY applies to balances of $.01 - $25,000 and 0.40% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.50% APY to 0.40% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.

First National Bank - Midwest City, OK, Member FDIC, Equal Housing Lender