Rates

Rates effective March 10th, 2010.

Interest Bearing Accounts

Account TypeMinimum Opening DepositInterest RateAnnual Percentage Yield
Reward Checking ¹

Qualified Reward

$100.003.45%3.50%

Qualified Reward

$25,000 - $99,999,999.40%.40%

Non-Qualified Reward

.10%.10%
Senior Opportunities$500.00.30%.30%
Savings$100.00.40%.40%
Looney Tunes Savings ²$5.00.40%.40%

The interest rate and Annual Percentage Yield may change after account opening.

¹ To qualify for rewards, account must have 12 signature, credit based, debit card transactions each statement cycle. If requirements are not met, a courtesy rate will be paid.

² One Looney Tunes Prize Buck will be awarded for each $10.00 deposited in person.

Deposit Rates

Account TypeMinimum Opening DepositAccount TermInterest RateAnnual Percentage Yield
3 Month CD$1,000.003 Months0.80%0.80%
6 Month CD6 Months1.03%1.03%
12 Month CD12 Months1.15%1.15%
18 Month CD18 Months1.21%1.22%
24 Month CD24 Months1.36%1.37%
30 Month CD30 Months1.48%1.49%
36 Month CD36 Months1.80%1.81%
48 Month CD48 Months2.19%2.21%
IRA$500.0018 Months1.21%1.22%
NOW$1,500.003 Months.30%.30%

The interest rate and Annual Percentage Yield may change after account opening.

Money Market Accounts

Account TypeMinimum Opening DepositInterest RateAnnual Percentage Yield
Market Access Account ¹$10,000.00

From:

$0.010.60%0.60%

From:

$10,000.001.00%0.60% - .84%

From:

$25,000.001.15%.84% - 1.00%

From:

$50,000.001.50%1.00% - 1.48%
Market Investment Fund$2,500.000.50%0.50%

The interest rate and Annual Percentage Yield may change after account opening.

¹ Rate paid on that portion of the balance.