Deposit Rates

Interest Rates and Annual Percentage Yields are accurate as of 05/01/2007 Member of the Federal Deposit Insurance Corporation

Account Name Minimum Opening Deposit Account Term Interest Rate Annual Percentage Yield
3 Month CD $1,000.00 3 Months 3.47% 3.52%
6 Month CD $1,000.00 6 Months 3.87% 3.91%
12 Month CD $1,000.00 12 Months 3.99% 4.05%
18 Month CD $1,000.00 18 Months 4.06% 4.12%
24 Month CD $1,000.00 24 Months 4.12% 4.18%
30 Month CD $1,000.00 30 Months 4.19% 4.26%
36 Month CD $1,000.00 36 Months 4.26% 4.33%
48 Month CD $1,000.00 48 Months 4.30% 4.37%
IRA $500.00 18 Months 4.06% 4.12%
NOW $1,500.00 .35% .35%
The interest rate and Annual Percentage Yield may change after account opening

Account Name Minimum Opening Deposit Interest Rate Annual Percentage Yield
Senior Opportunities $500.00 .35% .35%
The interest rate and Annual Percentage Yield may change after account opening
Savings $100.00 .60% .60%
The interest rate and Annual Percentage Yield may change after account opening
Looney Tunes Savings $5.00 .60% .60%
The interest rate and Annual Percentage Yield may change after account opening One Looney Tunes Prize Buck will be awarded for each $10.00 deposited in person

Account Name Minimum Opening Deposit Interest Rate Annual Percentage Yield
Market Access Account $10,000.00
The interest rate and Annual Percentage Yield may change after account opening Rate paid on that portion of the balance
From: $0.01 1.40% 1.41%
From: $10,000.00 1.80% 1.41%-1.65%
From: $25,000.00 2.00% 1.65%-1.84%
From: $50,000.00 2.40% 1.84%-2.40%
Market Investment Fund $2,500.00 .75% .75%
The interest rate and Annual Percentage Yield may change after account opening

Fees could reduce earnings and early withdrawal may result in a penalty. Interest Rates and Annual Percentage Yields are accurate as of 05/01/2007 Member of the Federal Deposit Insurance Corporation





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