Executive Management

Robert H. Croak
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Robert H. Croak, Chairman of the Board of FNB Community Bank, is the second generation of the Croak family to be involved with the banking industry. He began his banking career at American State Bank in 1954. In 1962, the name of the bank was changed to First National Bank of Midwest City by his father, Henry Croak. Robert continued to work in various positions at the bank gaining a solid base of knowledge and experience that would help him guide the bank into the new millennium. He graduated from Midwest City High School in 1959 and continued his education by receiving his Bachelor of Arts Finance/Commercial Law degree from the University of Oklahoma. Mr. Croak joined the board in 1971. He has also received numerous certifications and awards from various financial based schools and organizations. Robert takes a very active stance in many Mid/ Del civic organizations. He has been a member of the Midwest City Rotary since 1963 and has served as a board member for Midwest City Rotary, Midwest City Chamber of Commerce, Wickline United Methodist Church, Tinker YMCA and currently serves as a trustee of the Rose State College Scholarship Foundation. He also served on the Board of Directors of Bankers Bank of Oklahoma for 6 years. The Oklahoma Bankers Association recognized Robert for "50 years in Oklahoma Banking" in May 2004. He was appointed as a Regent for Rose State College in 1993 by the Governor of Oklahoma and has served 2 terms as Chairman of the Rose State College Board of Regents. Robert and his wife, Linda, have been married for 51 years and reside in Midwest City. They have three children, William H. Croak, John R. Croak and Shelly Croak- Yocham and are very proud to have six grandchildren and one great-grandchild.

William H. Croak
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W.H. "Bill" Croak has been around FNB Community Bank most of his life. He is the third generation of Croaks to be employed by the bank that his grandfather, Henry, purchased in 1954. He was born and raised in Midwest City and graduated from Midwest City High School in 1982. Bill attended The University of Oklahoma where he was a member of Delta Upsilon Fraternity. He earned his Bachelor of Science in 1989 from The University of Central Oklahoma. He attended Oklahoma Bankers Association Banking School at Oklahoma State University, Bank Marketing Schools at The University of Houston and The University of Wisconsin. He was also a member of the Midwest City Chamber of Commerce Leadership Class of 1990. After a variety of positions at FNB starting in November of 1980, Bill is currently Bank President & CEO and Vice Chairman of the FNB Community Bank Board. He is deeply involved in his community and church activities. Bill is a newly appointed Regent at Rose State College. He was named an Honorary Commander of the 552d Air Control Wing at Tinker Air Force Base. He is a Board Member for the National Organization - Association of American Military Banks (AMBA). He is on the Board of the Bankers Bank of Oklahoma, as well as the Community Bankers Association of Oklahoma's Board. He served as 1996 Midwest City, OK Chamber of Commerce Chairman of the Board. Other civic duties include Chairman of the Rose State College Foundation, Inc., Past Board Member of the Mid-Del Schools Foundation, Inc. and active memberships in the Oklahoma City, Del City, Harrah, Moore and Choctaw Chambers of Commerce. He is a member of the Bank Marketing Association, Oklahoma Bankers Association and American Marketing Association. He is a member of the Oklahoma City Men's Dinner Club. He and his wife Sherri have three children, two son-in-laws, one daughter-in-law, two faithful dogs and reside in Eastern Oklahoma County.

NMLS# 1243674

Phone: 732-4571 ext.3238

Melissa Connel
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Melissa Connel began her career at FNB in 1980 on a part-time basis in the Proof Department then went on to work as a paying and receiving teller, new accounts counselor, marketing assistant and is currently a Vice President and the executive secretary to the Chairman of the Board and senior management. She graduated from Del City High School in 1979. She attended Rose State College and the University of Central Oklahoma where she received a Bachelor's degree in secondary education with an emphasis in English. She is involved in church and civic activities in the community. She and her husband have two grown children and reside in Del City.

Phone: 405-732.4571 Ext. 3236

Camille Phillips
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Camille Phillips joined FNB Community Bank in 2005 as a Personal Banking Assistant and is now Assistant Vice President, Marketing and Sales. She attended Rose State College and OSU OBA Banking Basics and is a graduate of Leadership Midwest City and the Midwest City Citizens Police Academy. Camille and her husband have three daughters, three granddaughters and two grandsons and live in Midwest City.

Phone: 732-4571 ext. 3237