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What could you buy with your home's equity?

What could you buy with your home's equity?

By: Julie Waddle

Published in: Home Equity

We are excited to reveal our latest, exclusive loan offering at FNB Community Bank - the 747 Home Equity Special! Whether you use the credit for a vacation, college tuition, or home renovations, it's up to you.

Sometimes it does boil down to simple math — if your home’s market value exceeds your outstanding balance, you’ve built up equity. If so, FNB can help you turn your home's equity into affordable financing — whether you use it for debt relief, home improvements, or education. Whatever your need, our 747 home equity loan offers a competitive rate and terms suited to your needs.

Call 405-732-4571 and ask to speak with a Personal Banking Officer for more information or to apply.


  • 1st or 2nd mortgages
  • 7 year amortization
  • 4.70% APR* - fixed rate
  • Minimum $10,000, Maximum 75,000. Refinance of FNB loans will require $10,000 new money
  • Up to 80% loan-to-value of drive by, “as is” appraisal
  • Primary residence only.

Information necessary for income verification:

  • Last 2 years tax returns with W-2’s and most recent 1 month pay stub for all borrowers
  • Employment verification for all salaried applicants’
    • Retired applicants’ last 2 yrs. tax return 1099’s or annual statements for all social security, retirement, disability, etc. income.
  • Self-employed applicants may require business tax returns as well
  • 1st Mortgages- verification of real estate taxes, homeowners insurance premiums, and homeowner association dues.
  • 2nd mortgages – verification from 1st mortgage holder that the taxes and insurance are escrowed
  • Copy of the Homeowners insurance with the bank named as loss payee required prior to closing.

*Annual percentage rate (APR) for approved borrowers with approved credit.

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Featured Rates

Auto Loan Special
2.99 % APR*
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747 Home Equity Special
4.70 % APR*
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