Rates

APY = Annual Percentage Yield. Rates effective as of December 1, 2017. Fees may reduce earnings.

Rewards Checking*

Balance Rate APY
$0 - $25,000 1.24% 1.25%
$25,000+ 0.01% 1.25% to 0.01%
All balances if qualifications not met 0.005% 0.005%

*In order to earn rewards, simply meet the following qualifications each monthly qualification cycle:

  • Have at least 1 direct deposit or automatic payment (ACH) transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive eStatements notice

Interest Bearing Accounts

Account TypeMinimum Opening DepositInterest RateAPY
NOW Checking $1,500.00 0.10% 0.10%
Senior Opportunities $500.00 0.10% 0.10%
Savings $100.00 0.15% 0.15%
Looney Tunes Savings ¹ $5.00 0.15% 0.15%

The interest rate and Annual Percentage Yield may change after account opening.

¹ One Looney Tunes Prize Buck will be awarded for each $10.00 deposited in person.

CDs

TermMinimum Opening DepositInterest RateAPY
3 Month CD 1,000.00 0.08% 0.08%
6 Month CD 1,000.00 0.10% 0.10%
12 Month CD 1,000.00 0.15% 0.15%
18 Month CD 1,000.00 0.20% 0.20%
24 Month CD 1,000.00 0.50% 0.50%
30 Month CD 1,000.00 0.80% 0.80%
36 Month CD 1,000.00 1.00% 1.00%
48 Month CD 1,000.00 1.20% 1.21%

The interest rate and Annual Percentage Yield may change after account opening. Penalty for early withdrawal.

Market Access Account

Balance1 Minimum Opening Deposit Interest Rate APY
$0.01 - $10,000.00 $10,000.00 0.08% 0.08%
$10,000.01 - $25,000 $10,000.00 0.10% 0.08% - 0.09%
$25,000.01 - $50,000 $10,000.00 0.15% 0.09% - 0.12%
$50,000.01+ $10,000.00 0.25% 0.12% - 0.24%

The interest rate and Annual Percentage Yield may change after account opening. 

1 Rate paid on that portion of the balance.