Business Loans

At FNB Community Bank there is no such thing as a typical business client. We promise to provide responsive, flexible service that is tailored to fit the specific needs of your business, big or small.

We listen and respond quickly

Our organization offers direct access to key decision makers for quick answers to your most pressing business decisions. FNB Community Bank offers feedback in days — not weeks — and with over $475 Million in assets, our lending capacity can handle most any size request.

You deal with a single point of contact

Our clients work with the same experienced lender from introduction, to closing and all the way through account servicing. One face and phone number means peace of mind and convenience for you. We strive to exceed your high expectations.

Business Term Loans

Whether your business is just launching or you're set for record growth, we have the loans you need to be successful.

  • Get what you need for a successful business
  • Loans provided as upfront lump sum
  • Competitive rates and a variety of terms
  • Flexible repayment schedules
  • Many loan programs available
  • Local decision-making
  • Personal service from your community bank

Business Lines of Credit

FNB Community Bank is dedicated to helping your business thrive by offering a variety of financing opportunities.

  • Competitive rates
  • No need to reapply once you're approved
  • Our commercial revolving lines of credit help you:
    • Meet short-term cash needs
    • Purchase inventory
    • Finance accounts receivable
    • And more!
  • Local decision-making
  • Personal service from your community bank

Equipment Loans

Keep your equipment on the cutting-edge and stay ahead of the competition with the right tools for the right job. When it comes to capital assets or equipment, FNB is there. 

  • Stay on top with the right equipment
  • Competitive rates and flexible terms
  • Purchase a variety of assets:
    • Manufacturing, printing or distribution equipment
    • Heavy-duty trucks/vehicles
    • Machine tools or other production equipment
    • Agribusiness equipment
    • Computers and technology
    • And more!
  • Local decision-making
  • Personal service from your community bank

Commercial Real Estate Loans

Purchase or refinance commercial, industrial, retail and income-producing property. Secure a long-term commercial mortgage that's customized to your business needs.

  • Competitive rates
  • Customized terms
  • Single-tenant/Investment Property
  • Ideal for a variety of projects, including:
    • Church
    • Hotels
    • Office
    • Warehouse/Industrial
    • Owner Occupied
    • Retail
  • Local decision-making
  • Personal service from your community bank