Certificates of Deposit (CDs)

A CD may be an outdated way to listen to music, but it’s certainly not an outdated way to earn more on your savings! A certificate of deposit — or CD — is a low-risk investment that offers a competitive interest rate, with a variety of fixed terms to suit your financial goals. You can even receive a higher rate by selecting a longer term. Now, about those other CDs...

  • Low-risk investment option
  • Competitive fixed rates
  • Receive an even higher rate by selecting a longer term
  • Terms range from 3 to 48 months
  • Interest paid monthly, quarterly, or at maturity
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • FDIC insured
  • $1,000 minimum deposit to open

*The penalty for early withdrawal of Certificates is one-third of the interest that would have been earned if the Certificate had remained on deposit until maturity.