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Being engaged feels a little like high school all over again—but instead of passing notes in class, you’re planning your future together.

Here are 5 financial tips to keep that “first crush” spark alive and build a strong foundation for what’s next:
1. Talk About Money Early
Open communication builds a strong financial foundation for your marriage.

2. Set Shared Goals
Dreaming of a house, honeymoon, or growing savings? Write it down and plan together.

3. Create a Joint Budget
Track your income and expenses so you can start your marriage on the same page.

4. Build an Emergency Fund
Life happens! Aim for 3–6 months of expenses tucked safely away.

5. Plan for the Future
From retirement savings to family planning, it’s never too early to start.

Because while the butterflies feel like bittersweet sixteen, the choices you make now will set you up for forever.

Ready to start your next chapter? FNB Community Bank is here to help you build a future that’s just as exciting as your love story.