Turn that equity into cash you can use for anything. Take advantage of our special home equity offer.

Key Features

  • Exclusive FNB Loan
  • Competitive Rates
  • No Closing Costs or Fees

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  • Convert the equity in your home into cash you can use 
  • Competitive rates for several short-term or one-time needs: 
    • Education expenses 
    • Major life events 
    • Home remodel projects 
    • Debt consolidation 
    • And much more 
  • The existing equity in your home is used as collateral backing 
  • Accommodating repayment terms that work uniquely for you 
  • The interest paid might be tax deductible* 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 

Additional Info for the Home Run Home Equity Special

  • First or second mortgages
  • 10 year term
  • WSJP Prime (at the time of closing) + 0.25 = 3.5% fixed
  • NO CLOSING COSTS 
  • Maximum Loan $200,000
  • 80% Max Loan-to-Value
  • Primary residence only

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Here’s what you’ll need when you apply:

  • Last 2 years tax returns with W-2’s and most recent 1 month pay stub for all borrowers
  • Employment verification for all salaried applicants
    • Retired applicants’ last 2 yrs. tax return 1099’s or annual statements for all social security, retirement, disability, etc. income.
  • Self-employed applicants may require business tax returns as well
  • 1st Mortgages: verification of real estate taxes, homeowners insurance premiums, and homeowner association dues
  • 2nd mortgages: verification from 1st mortgage holder that the taxes and insurance are escrowed
  • Copy of the Homeowners insurance with the bank named as loss payee required prior to closing

*Consult a tax advisor.

**Annual percentage rate (APR) for approved borrowers with approved credit.