APY = Annual Percentage Yield. Rates effective as of February 1, 2023. Fees may reduce earnings.

Rewards Checking* Learn More

Balance Rate APY
$0 - $10,000 2.47% 2.50%
$10,000+ 0.01% 2.50% to 0.24%
All balances if qualifications not met 0.005% 0.005%

*In order to earn rewards, simply meet the following qualifications each monthly qualification cycle:

  • Have at least 1 direct deposit or automatic payment (ACH) transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive eStatements notice

Interest Bearing Accounts

Account Type Minimum Opening Deposit Rate APY
NOW Checking $1,500.00 0.40% 0.40%
Senior Opportunities $500.00 0.40% 0.40%
Regular Savings  $100.00 0.50% 0.50%
Eagle Kids Savings Club $5.00 0.50% 0.50%
Individual Retirement Account $500.00 1.60% 1.61%

The interest rate and Annual Percentage Yield may change after account opening.

1One Eagle Buck will be awarded for each $10.00 deposited in person.

CDs Learn More

Term Minimum Opening Deposit Rate APY
3 Month CD $1,000.00 1.00% 1.00%
6 Month CD $1,000.00 1.25% 1.26%
12 Month CD $1,000.00 1.50% 1.51%
18 Month CD $1,000.00 1.60% 1.61%
24 Month CD $1,000.00 1.70% 1.71%
30 Month CD $1,000.00 2.25% 2.27%
36 Month CD $1,000.00 2.25% 2.27%
48 Month CD $1,000.00 2.25% 2.27%

The interest rate and Annual Percentage Yield may change after account opening. Penalty for early withdrawal.

Money Market Account Learn More

Balance1 Minimum Opening Deposit Rate APY
$0.01 - $10,000.00 $10,000.00 0.20% 0.20%
$10,000.01 - $25,000.00 $10,000.00 0.30% 0.20% - 0.26%
$25,000.01 - $50,000.00 $10,000.00 0.40% 0.26% - 0.33%
$50,000.01+ $10,000.00 0.50% 0.33% - 0.42%

The interest rate and Annual Percentage Yield may change after account opening.

1 Rate paid on that portion of the balance.