Turn that equity into cash you can use for anything. Take advantage of our special home equity offer.

Key Features

  • Exclusive FNB Loan
  • Competitive Rates
  • No Closing Costs or Fees
  • Convert the equity in your home into cash you can use 
  • Competitive rates for several short-term or one-time needs: 
    • Education expenses 
    • Major life events 
    • Home remodel projects 
    • Debt consolidation 
    • And much more 
  • The existing equity in your home is used as collateral backing 
  • Accommodating repayment terms that work uniquely for you 
  • The interest paid might be tax deductible* 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 

Additional Info for the 747 Home Equity Special

  • First or second mortgages
  • 7 year amortization
  • Fixed rate of 4.70% APR**
  • NO CLOSING COSTS OR FEES
  • Minimum $10,000, Maximum 75,000
    • Refinance of FNB loans will require $10,000 new money
  • Up to 80% loan-to-value of drive by, “as is” appraisal
  • Primary residence only

Here’s what you’ll need when you apply:

  • Last 2 years tax returns with W-2’s and most recent 1 month pay stub for all borrowers
  • Employment verification for all salaried applicants
    • Retired applicants’ last 2 yrs. tax return 1099’s or annual statements for all social security, retirement, disability, etc. income.
  • Self-employed applicants may require business tax returns as well
  • 1st Mortgages: verification of real estate taxes, homeowners insurance premiums, and homeowner association dues
  • 2nd mortgages: verification from 1st mortgage holder that the taxes and insurance are escrowed
  • Copy of the Homeowners insurance with the bank named as loss payee required prior to closing

*Consult a tax advisor.

**Annual percentage rate (APR) for approved borrowers with approved credit.